Realty Yield connects both new and experienced real estate investors with top commercial lenders to get multiple competitive offers. Your loan is of primary importance – it can’t be left to chance. If you work only with one direct lender, you are unlikely to get an approval with the best possible rate and terms. You simply cannot afford to be passive about the lending component of investing in income-producing commercial/investment real estate.
Most people just aren’t comfortable negotiating with their real estate lenders. However, the underlying financing can dramatically impact your real estate investments’ performance. There are many negotiable terms to take advantage of, beyond just the interest rate. Key among these are; loan amount (LTV); Pricing Spread/Margin; Reset Index and Margin; Prepayment Program/Penalty; Recourse versus Non-Recourse, Assumable (yes/no); Loan and Processing Fees; and more. However, knowing how to negotiate all of these (and having the trusted relationships to do so) can be daunting.
Realty Yield is experienced at doing exactly this; we will do the negotiating for you. We will get you the best rate and terms, by collecting multiple offers from lenders. As your commercial financing resource, we will encourage and motivate lenders to compete for your business.
We have spent years building relationships with commercial banks, life insurance companies, credit unions, private lenders, the Small Business Administration and other Mortgage Banker/Broker intermediaries. Our experience and connections with a substantial network of lenders will secure you the best loan, with the most competitive rates and terms possible.
Don’t make your commercial-investment real estate loans an after-thought, treat as a commodity or assume all loans are created equal. Failure to negotiate all of the critical particulars of a loan will ultimately cost you a lot of money in the long-haul!
Remember, your financial future is riding on today’s sound decisions.